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25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #5

After over 15 years of retail management, I have worked for retailers in good times and the not-so-good times. In fact, my first retail management position was the The Broadway (remember them??!!) and I began working there when they were already in Chapter 11. I recall going into some of the stores that we began to close to transfer inventory to stores that were planned to stay open. I was recruited to work for another retailer, so I was not with The Broadway when they closed their doors for good. However, I did buy a lot from The Broadway when they were dramatically marking down and liquidating inventory.

HOLIDAY SHOPPING TIP #4:

Shop for killer prices from retailers going out of business or closing stores.

With this tip, however, comes a cautionary note. You can find great prices, but you will have little to no recourse should what you bought not fit, not work or be a duplicate item. I have already heard many anecdotal tales of incredible deals that are out there from a wide variety of retailers that are struggling or closing for good. With that "deal" comes the realization that it is pretty much a "final sale"!

This is a great time to buy basics, buy what you know will fit, and buy things that have reliable manufacturer warranties. For example, if you were to purchase an electronics item from a retailer going out of business, you may have a solid year of manufacturer coverage anyway.

Tip: This can also be a great time to "shop ahead". When I worked for one retailer, I would often buy post-holiday clearance toys as birthday, even Christmas, presents for the year ahead. If you see great deals on digital cameras, mp3 players, digital frames, clothing basics, etc., I would buy them now and have them as presents you can give all year long. You can enjoy these savings for weeks and months to come!

p.s. Here is one present that will always fit, always work and never need to be returned or exchanged! PERSONALIZED WINE!

Custom Wine = The Perfect Gift
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25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #4

After over 15 years of retail management, I definitely understand how to leverage resources to get the best deal possible. As a buyer, I would hunt down the best prices, special quantities buys, closeouts...whatever it took to get the best quality at the best value. As a consumer, you have the same power to leverage retailers to get the best prices and best deals. Retailers are competing for your dollar, make them work for it!

HOLIDAY SHOPPING TIP #4:

Leverage your buying power this holiday season. Look for retailers and grocery stores to compete for your dollar by offering you special bonuses for committing your discretionary income to their store.

A perfect example is what the Ralph's (Kroger) grocery chain is offering to their customers for the holiday season. If you purchase gift cards at a Ralph's store with your "Ralph's Rewards" card, they will TRIPLE your bonus points earned on your card.

So what are "bonus points"? At Ralph's, you earn bonus points with each dollar that you spend that accumulate each quarter, and at the end of that quarter you are issued a voucher that you can apply toward a future shopping trip. (Some categories do not apply, like alcohol, tobacco, etc.) You earn $5.00 toward your voucher with the first 500 points you earn, then a $1.00 for each additional 100points. My voucher from last quarter was $27.00. So, Ralph's basically gave me $27.00 for shopping with them. Okay, I will take it!

So, with this scenario, if I were to buy, say $300 in gift cards, I would earn 900 points, another 9.00 applied on my next voucher. So, for doing nothing more than buying the same gift cards I would have purchased from Target, iTunes, Best Buy, American Express, Visa, Barnes & Noble (and on and on...I was amazed by their wonderful selection!) I am basically given $9.00 for that purchase! And, probably saved that much in gas not running around town to get all of the cards from all of the different stores!

This is the kind of leveraging that helps you save money, and even EARN money, this holiday season. All kinds of retailers offer reward programs, find out what they are and leverage them if they make sense. I am a "Beauty Insider" with Sephora and earn points for the shopping I do with Sephora. I was able to get several stocking stuffers, and a gift set worth $150.00 for FREE, yes FREE by using my "Beauty Insider" points for the holidays!

Insider Tip: Leverage your buying trips to truly leverage the retailer's offer. Case in point: While at my neighborhood Ralph's store, a customer bought $2000.00 in gift cards for her company's holiday party. She was joking about how excited her boss was that she offered to do this for him...little did he know that she was not only on the clock to do this shopping trip for him, but she also earned another $60.00 (6000 bonus points!) to apply toward a future shopping trip! Leverage your purchasing power, and you will truly leverage your rewards!

p.s. Leverage the buying power of this amazing offer from Bliss!

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Ten Beauty Basics You Should Never Be Without!

With the current economy, we are all looking to stretch our budget as far as it can go. However, many of us still want to look and feel good about our appearance. Beauty products can be something that we simply do not, or cannot, include in our budget. This list of beauty basics helps you to prioritize what you should have in your makeup bag, purse, tote, or office desk drawer at all times. You can keep up your gorgeous appearance while still meeting your budget!

1. Mascara. Great mascara can open up your eyes, give you a look of being awake and alert and is an easy way to look a bit more polished and professional. Beauty Basic Tip: Stick to basic brown or black for work, try a colored mascara to take your look from day to evening!

2. Concealer. Concealer is a must-have for any make up bag! Brighten up dark circles under your eyes, cover up a blemish, or help even out some ruddiness in your skin tone. Beauty Basic Tip: Many beauty lines now have a variety of shades of concealers in one compact, and this can be great to have different options.

3. Eye Brightener. Find a product that has a yellow tint (sounds odd, but wait until you try it!) and apply to eyelids if they are dark and dot and blend in the very inner corner of your eyes. I guarantee it will take 5 years off of your appearance, or at least make you look like you got an extra 5 hours of sleep! Beauty Basic Tip: Eye brighteners can double as a nice base upon which to apply eye shadow. You will get the best color effect from your shadow, and they will wear longer with less "creasing".



4. Eyeliner. A great eyeliner can accent your eyes in a number of ways and make your eyes "pop", help you look more polished and take a day look into evening when you don't have time to go home. Many are intimidated to use liners, but there are now amazing liquid liners on the market that make it incredibly easy to apply and create a nice, even line. Beauty Basic Tip: You can line your eyes and smudge it to give the look of eye shadow, or leave the line more defined for a more polished look.

5. Lip liner. A perfect lip liner should not really show, but enhance the shape of your lip. When you utilize lip liner, you will find your lipstick wears longer and you find that your lip stick or lip gloss does not "feather". Typically a neutral color will do the trick with almost any skin tone, or lipstick color. Beauty Basic Tip: Use a neutral lip liner on your bottom lip and a a bit of your eye brightener in to accent the bow of your top lip to make your lips look fuller and enhance the natural shape of your lips.

6. Lip gloss. A lip gloss can be worn in a variety of ways, so it should be your lips' best friend! Wear it to moisturize your lips and for a light daytime look. Wear it with liner for a light glow to your lips. Layer it over your lipstick to lighten it up. Beauty Basic Tip: Dot a bit of your favorite lip gloss in the middle of your bottom lip after apply lipstick to make your lips look fuller.



7. One "Signature" lipstick. Find one color that works for you perfectly. Having a signature color helps you to always have the right look for any occasion. For some who prefer lip gloss, a lovely lipstick color can take your look from day to evening. Beauty Basic Tip: For those who do not like highly pigmented lipsticks and prefer a more natural look, "nude" or neutral shades are very popular and are typically pretty easy for women of a variety of skin tones to wear well.

8. Powder. Many of us now use mineral powders for foundation-style coverage, which can provide wonderful coverage and often is easier to use for sensitive skin. Carrying a loose or compact powder can help eliminate shine throughout the day, give you a nice, matte finish and extend the coverage of your mineral powder or foundation. Beauty Basic Tip: Your powder can even provide light daytime coverage for your skin.



9. Bronzer powder or cream. I personally love the look of a touch of sun; I think that it looks healthy and natural. A great bronzer gives a nice sun-kissed glow to the skin without any potential skin damage from the real thing! Beauty Basic Tip: Apply bronzer with a light hand! Cream bronzers often give the most natural appearance as they are easier to apply and control.



10. Tweezers. You should definitely have a great pair of tweezers. A nicely groomed brow can make an incredible difference in your appearance. Keeping a pair of tweezers handy helps you catch any stray hairs that could be embarrassing. Beauty Basic Tip: Tweeze in daylight, often the lights in our bathrooms or powder rooms are not sufficient to catch the potential stray hairs that you will see in the "light of day"!

With these ten beauty basics you can create a multitude of looks for day, for work, for dinner out, or for dancing the night away! Best of all, these beauty basics can be found in any drug store or mass retailer and need not be a burden on your budget.

25 Holiday Shopping Tips for the 25 Days of Christmas: Tip #3

After over 15 years of retail management, I understand how important getting the right price can be to the customer. I know from my own experience how frustrating it can be to buy something, only to find that a few short days later it is cheaper! Consumers want to feel like they got the best price possible, and with so many of us on much tighter holiday budgets it is more important than ever. And truly, most retailers will work really hard to make sure that you get the right price, and that you are satisfied with your purchase.

This tip is even more important in the current retail environment. With a tightening economy, many retailers are becoming more and more promotional, and will be driving sales fast and furious. So, you will have to be quick and savvy shopper to keep up!

HOLIDAY SHOPPING TIP #3:

Keep an eye on the ads and offers from retailers. If you have already started your holiday shopping, you may qualify for a price adjustment if the price has dropped since you purchased that item (or items!). Keep your receipts handy, and you may find yourself saving a few extra bucks this holiday season!

Most major retailers have a price adjustment policy, for example, Target gives you 14days to price adjust with your receipt. The only exception is clearance. Make sure you know the price adjustment policy of the retailers you frequent this holiday season. I have already saved $10.00 in price adjusting THIS WEEK. I cannot stress enough how quickly prices are going to adjust to this economy, and I want to see you benefit from those price adjustments!

I keep my receipts from about a 15 day - 30 day time period in an envelope in my purse. That way, if I see prices that have changed, I am able to get the adjustment immediately, while I am already in the store. I also watch the ads and circulars closely and check to make sure that my previous purchases have not dropped in price any further.

Even your online purchases should qualify, so again, be informed before you buy! The easiest way to protect yourself with online purchases is to either bookmark that page or mark it as a "favorite". That way you can check back to see if the price has changed. You can also create "Google Alerts" that would let you know anytime that item has been featured in a news article, blog, website, etc. Now, of course, this is a lot of work for a handful of stocking stuffers! However, I would recommend you take the couple of extra seconds, or even minutes, for your online big ticket purchases.

Speaking of online, sometimes retailers have online prices that are different then their prices instore. This is usually a tricky one and many retailers will not adjust prices when it comes to a price on their website vs. a price in their store. If you purchased the item online and it is less expensive in the store, most likely they will direct you back to the website to contact the customer service division. This is where I love retailers with live chat!

If you purchased the item instore, and see it less expensive on their website, you may have the option of asking the store for the price adjustment. I would screen print the item and price and have that as backup. Often, when customers are clearly informed, professional and polite, managers will be flexible and want to help.

Insider Tip: I also urge you to be a savvy consumer and ask store management if they will adjust prices for you if you are outside of their price adjustment window. I know people who start their holiday shopping early, and while prices are dropping now, they should still have some measure of price protection. From my experience in store management, it was the extremely rare exception that we did not price adjust to make a customer happy. If you bought that XBox a year or so ago and it is less expensive now, that would most likely not qualify, not even with the most liberal of store policies. But, if you bought that hot game in October that everyone said would disappear before the holidays, well...you probably have a great case for a store manager who needs to work a bit harder this holiday season to keep your business!

P.S. Give the gift of beauty from Benefit this holiday season! Their prices are fantastic, and Benefit is offering amazing holiday offers! Click the picture below for more information or to start shopping:

Unlock Benefit’s holiday treasure chest to reveal a secret beauty treat! Gorgeous gifts, shipping offers, or insider tips…each day there is something new!

Seven Proven Tips to Stretch Your Beauty Dollar

With today's economic climate, many of us are watching our dollars more closely than ever. However, we still want to care for our skin, our appearance and have a positive outlook on how we look and feel. Here are seven proven tips to stretch your beauty budget even further. As a bonus, I have included a "splurge" item with each tip. If you have it in your budget to splurge a bit, these are the items that you can spend a little extra on to enjoy the added benefits!

1. Drink Water. Many doctors and dermatologists will tell you that drinking water is one of the best things you can do for your skin. It improves the clarity and texture of your skin and can even help you reduce cellulite. Cut out the costly sodas and expensive lattes and stick to good old fashioned H2O. You will not only see the impact in your skin and overall wellness, but you will see more money in your wallet!

Splurge item: Borba has wonderful products that can truly impact your skin. They have both "Balance Waters" and "Crystalline" packets that you can add to your water bottle. These products can help you to improve your skin's clarity, firmness and promotes anti-aging.

(Click on Borba image for more information or to purchase)

2. Wear Sunglasses. While this seems very basic, or a tip to maintain eye health, wearing sunglasses, even when it is overcast, can help to mitigate the damage that squinting and frowning can do around your eyes and on your brow. Women and men alike spend a great deal on botox and other products to relax these lines or use products that claim to "fill" the fine lines. All of that time and energy could have been spent on a pair of sunglasses that over time will help to minimize the lines.

Splurge item: Invest in 100% UV Protection. Many less expensive sunglasses may be fun and fashionable and help you see a bit better in sunlight, but the best protection comes typically with premium sunglasses.

3. Wash your skin. Yes, mom's advice to wash your face is some of the best advice! Washing your skin helps to remove make up, environmental "yuk" and helps to keep your pores clear. Unfortunately, too many people think that they have to buy the expensive cleansing foams and gels as it cleans more thoroughly, or is more gentle, or they read about it in the latest magazine. In fact, there are fantastic face washes and gels that you can buy in any drug store that will do the exact same job.

Splurge item: Purchase a high quality exfoliation cream or gel. Exfoliation is a great way to improve your skin's clarity and texture. I recommend Dr. Brandt's "Dermabrasion in a Jar".

4. Wear sunscreen. This one cannot be stressed enough. This helps you to not only avoid serious issues with skin cancer, but a sunscreen works miracles on cutting down on the damage that sun does to your skin. So many of us have fine lines, brown spots and other skin damage that could have been minimized, and certainly delayed by religiously using sunscreen.

Splurge Item: Buy a sunscreen that is Dermatologist Grade or created specifically for the face. Many sunscreens can be a bit on the heavy/greasy side, and that can take its own toll on your skin. I recommend Murad's "Oil-Free Sunblock SPF 30"for a wonderful sunscreen that is not at all greasy and can easily be worn every day under makeup.

5. Buy products that multi-task. There are many wonderful products that do more than one job for your beauty routine. There are eye creams that have a slight concealing tint. There are moisturizers that have a nice tint so you can skip foundation for daytime coverage. I love the tint products that can be used as blush and lip color. Multitask and save not only money, but time on your beauty routine.

Splurge Item: Benefit's "You Rebel". This is a moisturizer, tint AND sunscreen (SPF 15) all rolled into one!


(Click on "You Rebel" image for more information or to purchase)

6. Stick with what you know. I am the ideal beauty counter customer. I see new colors or a new product line, I sit down for a make over, I buy everything they put on me. Then, I get it all home, forget how to use some of it, realize that I kind of already have that eye color or that blush. Just say no to up-selling! Stick with what you know, avoid the temptation and focus solely on what you need and what you know works for you. Experimenting is fun, but it can come with a hefty price tag!

Splurge Item: Buy one of the multi-product and color kits that you see at Sephora, or another beauty counter. Typically, the kits are promotionally priced, and you can get a variety of lip, cheek and eye colors that are in smaller, almost "trial" amounts and still have plenty of fun with trying new colors, new looks.

7. Embrace your unique beauty. This tip is the best of the bunch! We all have a unique beauty that is truly ours, and that is so important to remember and enjoy. We spend huge sums to cover up freckles, this little red spot, that little scar. We get lost in just that one flaw, and forget that we are the stunning sum of many beautiful parts.

Splurge Item: Teeth-whitening strips or treatment in your dentist's office. A beautiful smile is sexy, gorgeous, welcoming, and a lasting impact on everyone who you know and love. Make the most out of your smile with healthy white teeth!

25 Holiday Shopping Tips for the 25 Days of Christmas!

After over 15 years of retail management, I know how retailers lure in shoppers and entice them to spend far more than they may have budgeted. How many times did you get to your car or your home and start looking at the bags and the arm long receipts and wonder why you ended up buying too much? We have all been there, and I hope these holiday shopping tips with save you both time AND money! Bookmark or follow my blog for the next 24 tips in the days to come!

HOLIDAY SHOPPING TIP #2:

Bring in ads and store circulars to shop for specific items.

This comes on the heels of tip #1 (Make a list, check it twice) for a very specific reason: to help you buy the right items at the right prices.

Often, retailers offer a specific item, say a particular mp3 player at a killer price point. These "door busters" (or whatever that retailer calls them) are a special buy for holiday shoppers. It is a specific item that the buyers negotiated with the manufacturer, and it is often slightly different than the other mp3 offerings that store may have. It may be that it only comes in black, that it has slightly less file storage than another, maybe slightly lower quality earplugs. You get the picture.

So, when you go to the store, you grab the first mp3 player that you find, assuming that it is that killer item from your ad. You have a basketful of items, and you may or may not even notice in the rush, and the lines, and the crowds that the mp3 player you thought was that amazing price that is in your budget is actually the other mp3 player that is twice as much!

Bring the ad, bring the store circular. Take the time to make sure that what you are purchasing is what is in the ad. Often, the small print has the model number to match to the item you are buying.

Extra tip: As these items are often special purchases, with limited quantities, you may find that the items are already out of stock. I hate to share trade secrets, but I have been in situations where only 6 of an item arrived...and 100 people lined up outside for those six items. Retailers will not offer rainchecks, as the quantity is limited. I would urge you to find a manager, first asking for the store manager, to see if they can work with you on offering a great price on a similar item. Most of the time they will...they want to save the sale, they want to drive the volume, and, if they are truly worth their name badge, they want to make YOU happy! Ask, and ye shall receive!

p.s. Here is an amazing gift to give, and you don't have to worry about any "fine print"! Give the gift of beauty from Benefit Cosmetics! They have amazing gifts for women of all ages, and their products consistenly win rave reviews from makeup artists and makeup industry insiders! With the amazing savings these links offer you, you can afford to treat yourself, too!

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25 Holiday Shopping Tips for the 25 Days of Christmas!

Quite honestly, I am not much of a holiday shopper. After over 15 years of retail management, I really got pretty burnt out on the retail and commercialized part of the holidays. That is one of the main reasons why I dedicated so much of myself to spend time with family and friends over the holidays. Time was one gift I could give others that was truly one of the most precious gift of all!

With my years of retail experience, I have tons of tips to give shoppers to help them navigate the retail waters, both in-store and online. With so many of us on tighter budgets this holiday season, I hope these tips with save you both time AND money! Bookmark or follow my blog for the next 24 tips in the days to come!

HOLIDAY SHOPPING TIP #1:

Make a list and check it twice.

I cannot stress this enough. I myself fall prey to the retail frenzy, especially with the online shopping that I enjoy! However, this year all of my loved ones are on strict orders from me (wow, I know, sounds like all kinds of holiday fun!): Make a list, I will only buy what is on your list!

A list keeps you focused, a list keeps you from buying things you think they want vs. what they truly want, and a list keeps you on your budget. With a list, you tally up prices and meet your budget.

I figure if it is good for Santa, it is good for me!

p.s. Here is a great item to put your on holiday lists, or even buy for yourself as a great treat for some relaxation during the crazy, busy holiday season! Santa approved!

Click on image for more information or to purchase! Free standard shipping and a free 1 oz. high intensity hand cream on all purchases of $75 or more at blissworld.com. Enter code 108916 at checkout to redeem.

Dramatic Ben Nye Eye Makeup Tutorial

I am completely addicted to my Ben Nye "Grande Lumiere Palette", and have had a blast experimenting with the colors. The colors are quite saturated and vivid, so a little goes a long way! Here is the palette, I purchased mine from www.makeupmania.com. (I do highly recommend Makeup Mania, fantastic shipping and customer service!)


Picture from www.bubbasikes.com, this website carries an extensive line of Ben Nye products!

I wanted to find a fun look for tonight, as we are going to see Trans-Siberian Orchestra in San Diego! I always love that crazy video of the guy who hooked up his Christmas lights to one of their songs! Then, I stumbled across this tutorial, and knew that I had my look for the night!



I am a little bit bummed that a couple of the colors that she uses are not included in my palette, but I think that I can pull it off with the Ben Nye colors that I do have. I love the look she creates, and really admire her talent.

Share your favorite make up tips and tutorials! I am always looking for people to showcase on my blog, a guest blogger, or any other information to share with fellow makeup addicts out there!

Top Beauty Trends for 2009

I recently read that Mintel, an international research consultancy, revealed their annual "Mintel Beauty Innovation" report. Interesting trends were highlighted in this report, many that I think that great relevance to those of us who love beauty products and are looking to what will be new and exciting.


I can already see from my observations (hanging out at Sephora, or department store Beauty Department for any length of time becomes a legitimate social/scientific experiment in my book!) and from talking to those in the beauty industry and those that follow it as obsessively as I do, that consumers are spending less on beauty products. Many of us want beauty products that are multi-functional, that perform a couple of beauty "tasks" for us, as we can then feel that we are getting two, even three, products for the price of one. A great example is a product like Benefit's "You Rebel" that offers a tinted moisturizer that also has SPF 15. So, when I use that product, I am moisturizing, getting some sheer daytime coverage AND protecting my skin. (p.s. you can check it out for yourself by clicking on my Benefit banners =====>>>>>)

Here are the real scientific observations that Mintel discovered:


1. "Austerity Chic": Consumers are tightening their budgets, and will be much more selective with the products they do buy. Disposable income has a huge impact on the beauty industry. Consumers will have a "targeted" approach to their beauty routines. Instead of experimenting and splurging on several eye colors, for example, they will buy one special set of eye colors that they know work for them and they will feel good about.


2. "Turbo Beauty": Consumers will continue to shift toward "science-based" products that actually do live up to their promises. How many times have we indulged in the latest "beauty science breakthrough" only to be out a great deal of money with a product that simply did not perform as this Dr. or that Dr. promised? These advancements will have their roots in serious scientific advancements, like stem cell research, cellular research and new peptides.


3. "Extreme Ethical": This goes beyond the debate of animal testing and into other areas of ethics including Fair Trade ingredients, truly eco-friendly packaging (Finally! Really, some of these products take up an entire waste can to just get to that kohl liner!), sustainable production and charitable initiatives.


4. "Beauty Foods": This trend will focus on not just the external application of beauty products, but actually consuming foods and drinks that impact our beauty regime and skincare. Borba is a leader in this "Beauty Food" movement, and I know many people who swear that the Borba products have improved their complexion, their skin tone and their overall appearance.

I would love to hear your input on these trends, and any trends that you see upcoming for beauty products. Please answer my blog poll and let me know which one of these trends mean the most to you, and would have the greatest impact on your beauty and skincare needs!

Powderflage by Benefit = Magic Pixie Dust!

I have found a new powder that I simply adore...Powderflage by Benefit!

I am already a huge fan of Bluffdust by Benefit. While it looks kinda funky (it is a yellow-toned powder) it is a miracle powder for anyone who is a bit ruddy and wants to even out their skin tone.

Powderflage is an amazing light-diffusing powder that is perfect for under the eyes or anywhere else on the face. It comes with a "flager" brush (like a fan) and even instructions on how and where to apply. Gotta love anything that comes with an instruction manual!

I used under my eyes, and it brought instant glow and an even tone. It even diffused some fine lines (my laugh lines!) and I felt like it made me look MUCH more awake and alive! Magic pixie dust! I did not try all over my face, but am certainly going to have fun experimenting!

Click on the picture above to your your Powderflage today! This is definitely a vice I won't be able to live without!

What are My Modern Vices?

I cannot indulge in the usual vices...

Smoking is not good for you, plus I am terribly allergic!

Gambling empties my pockets too quickly, I need my cash for shopping!

And...well...some of the other vices a good girl simply won't discuss.

But my Modern Vices are the ones that don't get you in too much trouble...unless, of course, you hit your credit limit.

I am also looking for guest bloggers, fashion designers, accessory designers and others who want to share their modern vices, or their modern creations.

Welcome to My Modern Vices

My Modern Vices is all about my favorite vices: Fashion and Fashion Accessories!